|
101 Powerful Tips for
Legally
Improving Your Credit Score
Make Credit Repair Easier
on Yourself
Page 2 of 2
Tip #76: Pay your bills
as soon as you get them
If you leave your bills
until later, you may forget and end up being listed as a late
payer. Some companies may not report you to credit bureaus
right away, but others report even one skipped or late payment,
which can show up on your credit report and affect your credit
rating.
Tip #77: Set aside a
regular day, time, and place for paying bills
If you are too busy to pay
your bills as they arrive, set aside one hour each week for
paying your bills and ordering your finances. Have the same
place and time set aside each week, so that paying incoming
bills and taking care of your finances becomes an automatic good
habit.
Make sure that the place you
set aside is quiet and contain everything you need - including
pens, a calendar, stamps, envelopes, and your payment
information. Making bill paying automatic in this way can
reduce the number of non-payments and late payments you make on
your bills, and reducing these problems can help improve your
credit risk rating.
Tip #78: Record your
financial duties on a calendar - just like all your other
appointments
If you mark down when bills
are due, when you need to make payments, and what you need to
accomplish to boost your credit score in a visible place you
check often, you are less likely to overlook important
appointments and deadlines.
Tip #79: Go online
There are a number of online
resources that can help you find credit information and can help
you with your credit repair project:
The FICO web site -
www.myfico.com - contains
lots of useful credit repair information and even allows you to
order credit reports and scores.
The credit bureaus (www.transunion.com,
www.equifax.com and
www.experian.com) allow
you to order credit scores and credit reports online.
Through the online sites you
can also get information on reporting errors on your credit
report. Your bank likely offers online banking as well, which
can make managing your accounts easier and simpler for you each
month.
Most companies - including
utility companies and credit card companies - will now allow you
to get your bills right in your inbox. This is a very handy
feature as it allows you to get your bill right away, it cuts
down on the amount of mail you get, and allows you to get and
pay your bill online through online banking. Plus, many
accounting software packages now allow you to coordinate all
your financial information through one program, which can make
taking care of your finances much more automatic and timely.
>>>
Table of Contents
Debt Relief News MSN
[an error occurred while processing this directive]
Google [an error occurred while processing this directive]
Yahoo! [an error occurred while processing this directive] |
