1. Don’t settle for interest
checking. Have a separate savings account that can’t be as
easily accessed as a checking account.
2. Keep your savings in a different
bank - one that’s off your regular route, or perhaps even in
different town. That way you won’t be tempted to dip into it
every time you visit the bank to make a checking deposit.
3. Buy short-term savings bonds,
which have 6-month to one-year maturity dates. You will get a
higher rate, while at the same time keeping your money close in
case of real money emergencies.
4. If you can, open the account under
two, different names and require that both signatures be
required to make a withdrawal. Two people can debate each
withdrawal and keep each other in line.
5. When you get your paycheck,
immediately put a minimum of 5% in your savings account. After
just a year, you’ll be amazed by how much you have actually
saved and you will feel great about it.
Visualize abundance and wealth everyday. Am
I actually suggesting that you practice some sort of mysticism
that will make you into a “money magnet”? Perhaps yes, maybe no.
Call it what you wish - a mind game, mysticism, New Age—the
solid fact is that behind every wealthy man and woman is a
positive attitude toward money.
Look at it like this: It costs ZERO one way
or the other to have either negative or positive thoughts. So
why not have positive thoughts AND increase the ODDS?
There have been many studies done on the
thought patterns and the mind-set of some of the richest, most
successful people in the world. The one thing that they all had
in common was a positive attitude toward money and their ability
to earn and keep it.
WHAT HAVE YOU LEARNED? RESPECT MONEY
AND THINK POSITIVELY TOWARDS MONEY. THIS IS A GREAT START TO
MEANINGFUL SAVINGS.
The key to being able to raise emergency
money when needed most is to be in the right frame of mind about
money in the first place. Think positive about money and
spending and save. You can’t beat that equation!
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